What it means
This checks how heavy a proposed rent is against your income, and what is left after rent and other monthly outgoings.
Renting
Rent affordability calculator
How heavy the rent is against your income, and what is left.
Why it matters
Rent that looks fine in isolation can leave too little for food, travel and savings once everything else is paid.
When to use it
Use it before you apply for a tenancy, or when comparing two rents in different areas.
How to read the result
A common guide is keeping rent near or under about 30% of income, but your leftover cash matters more than any single rule.
Your figures
Methodology
Rules checked against published sources as of 2025-04-01.
- Rent to income is proposed rent divided by gross monthly income.
- Remaining income deducts rent, other commitments and debt payments.
Related calculators
Related property tools
Pair the numbers with area intelligence for a postcode.
FAQs
Is 30% of income a hard limit?
No. It is a common rule of thumb. Landlords and referencing agencies use their own criteria.